Do I need a Certificate of Occupancy before I close on my house?
Category: Change of Ownership (Resale/Re-rental)
No, you do not need a certificate of occupancy to close. A certificate of occupancy is only needed to occupy a dwelling. Occupy includes moving in personal belongings even if you are not physically moving in.
However, the mortgage company and/or the buyer may choose not to close without the certificate of occupancy.
Updated 3/30/2015 3:26 PM